Julio Faura, SM ‘00
Head of R&D, Innovation Division
Julio works in Santander’s Innovation Division as Head of R&D, executing major innovation projects globally, leading new business incubation efforts, and actively contributing to Santander’s M&A and Venture Capital activity in Fintech. He founds internal startups and Joint Ventures, focusing on eCommerce, digital financial services, alternative (online) lending platforms and marketplaces, and mobile payments. Julio also leads Santander’s activities around crypto-currencies and distributed ledgers, including collaboration with other leading banks in the space and participation in industry forums and consortiums.
Julio’s career started out as chip designer, focusing on high performance analog (full custom) and digital systems-on-chip. He then worked for McKinsey & Co, where he specialized in Banking serving many of the top financial institutions in Spain, Europe and LatAm. In 2007 he joined Santander, where he has played corporate leadership roles in Investment Banking, Consumer Finance, and IT & Operations, and has participated in many of Santander’s acquisition processes during the last years.
Julio is a Telecommunication Engineer (UPM-Spain), PhD in Computer Science (UAM-Spain), and MsC in Management of Technology (MIT Sloan).